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Flexi Fixed Deposit

Flexi Fixed Deposit Scheme :

Deposit Amount(in Rs) 12 Months 24 Months 36 Months 48 Months 60 Months 72 Months 84 Months 96 Months 108 Months 120 Months
8.00% 8.00% 8.00% 8.25% 8.50% 8.75% 9.00% 9.50% 10.00% 11.00%
1000000 1080000 1166400 1259700 1373100 1503700 1654200 1828000 2066900 2357900 2839421
500000 540000 583200 629850 686550 751850 827100 914000 1033450 1178950 1419711
200000 216000 233280 251940 274620 300740 330840 365600 413380 471580 567884
100000 108000 116640 125970 137310 150370 165420 182800 206690 235790 283942
50000 54000 58320 62985 68655 75185 82710 91400 103345 117895 141971
25000 27000 29160 31493 34328 37593 41355 45700 51673 58948 70986
10000 10800 11664 12597 13731 15037 16542 18280 20669 23579 28394

Flexi Fixed Deposit Terms :

  • Interest will be calculated on Yearly Compounded basis.
  • Recurring Deposit minimum amount Rs 5000/-, thereafter in multiples of Rs 1000/-
  • Lapse on payment of installment amount will make the defaulter and Charges at the 2% per month with installment amount.
  • 1 month after paying last installment or maturity amount due dates whichever is more will be applicable for payment of maturity amount.
  • Irregular deposits are not entitled for pre mature payment and loan facility against it.
  • On irregular deposits if all irregular pending deposits are paid then such account will be treated as regular. Even if there is default in payment of 1 installment, the said account will be treated as irregular.
  • After maturity date, payment on irregular accounts will be made after deducting the penalty amount maximum to the limit of interest earned on such account.
  • No interest payable on Pre-maturity.
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