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Recurring Deposit

Recurring Deposit Scheme :

Deposit Amount(in Rs) 36 Months 60 Months 84 Months
GENERAL SPECIAL* GENERAL SPECIAL* GENERAL SPECIAL*
8.00% 8.50% 9.00% 9.50% 10.00% 10.50%
25000 1019300 1027300 1896300 1921800 3039150 3098300
10000 407720 410920 758520 768720 1215660 1239320
5000 203860 205460 379260 384360 607830 619660
4000 163088 164368 303408 307488 486264 495728
3000 122316 123276 227556 230616 364698 371796
2000 81544 82184 151704 153744 243132 247864
1000 40772 41092 75852 76872 121566 123932

Recurring Deposit Terms :

  • Interest will be calculated on Yearly Compounded basis.
  • Recurring Deposit minimum amount Rs 500/-, thereafter in multiples of Rs 100/-
  • Lapse on payment of installment amount will make the defaulter and Charges at the 2% per month with installment amount.
  • 1 month after paying last installment or maturity amount due dates whichever is more will be applicable for payment of maturity amount.
  • Irregular deposits are not entitled for pre mature payment and loan facility against it.
  • On irregular deposits if all irregular pending deposits are paid then such account will be treated as regular. Even if there is default in payment of 1 installment, the said account will be treated as irregular.
  • After maturity date, payment on irregular accounts will be made after deducting the penalty amount maximum to the limit of interest earned on such account.
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