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Flexi Fixed Deposit

Flexi Fixed Deposit Scheme :

Deposit Amount(in Rs) 36 Months 48 Months 60 Months 72 Months 84 Months 96 Months 108 Months 120 Months
7.00% 7.50% 8.00% 8.50% 9.00% 9.50% 10.00% 10.50%
1000000 1225000 1335500 1469300 1631500 1828000 2066900 2357900 2714100
500000 612500 667750 734650 815750 914000 1033450 1178950 1357050
200000 245000 267100 293860 326300 365600 413380 471580 542820
100000 122500 133550 146930 163150 182800 206690 235790 271410
50000 61250 66775 73465 81575 91400 103345 117895 135705
25000 30625 33388 36733 40788 45700 51673 58948 67853
10000 12250 13355 14693 16315 18280 20669 23579 27141

Flexi Fixed Deposit Terms :

  • Interest will be calculated on Yearly Compounded basis.
  • Recurring Deposit minimum amount Rs 5000/-, thereafter in multiples of Rs 1000/-
  • Lapse on payment of installment amount will make the defaulter and Charges at the 2% per month with installment amount.
  • 1 month after paying last installment or maturity amount due dates whichever is more will be applicable for payment of maturity amount.
  • Irregular deposits are not entitled for pre mature payment and loan facility against it.
  • On irregular deposits if all irregular pending deposits are paid then such account will be treated as regular. Even if there is default in payment of 1 installment, the said account will be treated as irregular.
  • After maturity date, payment on irregular accounts will be made after deducting the penalty amount maximum to the limit of interest earned on such account.
  • No interest payable on Pre-maturity.
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